Description
Download Proof | Irv Official – Credit Secrets Finally Revealed (1.50 GB)
Irv Official – Credit Secrets Finally Revealed
This course by Irv Official on credit secrets covers a comprehensive range of topics designed to help individuals improve their credit scores, remove negative items from their credit reports, and leverage credit for financial benefits. Here’s a breakdown of what each section entails:
Introduction
- What You’re Going to Learn: Overview of the course content and goals.
- What Is Credit?: Fundamental concepts of credit.
- The Perfect Credit Myth…DEBUNKED: Dispelling common misconceptions about credit scores.
Phase 1: DIY Credit Repair
- The Big 3: Information on the three major credit bureaus (Equifax, Experian, TransUnion).
- Secondary Reporting Agencies: Understanding other agencies that may have credit information.
- Pull Your Credit Report: How to obtain your credit report.
- Dispute Process Parts 1-3: Step-by-step guidance on disputing inaccurate items on your credit report.
- Always Do THIS With Your Letters: Best practices for writing dispute letters.
- CFPB Parts 1 & 2: Using the Consumer Financial Protection Bureau for disputes.
- FTC: Utilizing the Federal Trade Commission in your credit repair process.
- The MOST IMPORTANT Freeze: Implementing security freezes to protect your credit.
- The TRUTH About Hard Inquiries: Understanding and managing hard inquiries.
- Late Payment Removal: Techniques to remove late payments from your credit report.
- Remove Hard Inquiries In 24 Hours: Rapid removal of hard inquiries.
Phase 2: Credit Report Structuring
- Structuring Your Credit Correctly: How to set up your credit report for success.
- The Credit Score Algorithm Explained: Detailed breakdown of how credit scores are calculated.
- What Good Credit Looks Like: Characteristics of a strong credit profile.
- Credit Stacking: Strategies to maximize credit limits and approvals.
- 3 Important Dates: Key dates to manage for optimal credit performance.
Phase 3: Credit Types, Funding & Monetization Secrets
- The 2 Types of Credit: Differences between revolving and installment credit.
- Graduating vs Non-Graduating: Explanation of secured vs unsecured credit.
- How To Add Trade-Lines WITHOUT Credit Checks: Methods to add credit lines without a hard inquiry.
- Add This To Your Credit Report: Specific items that can improve your credit report.
- Make Money From Your Credit: Strategies to leverage credit for financial gain.
Tools, Resources & Cheat Sheets
- Irv’s Secret Lenders List: List of lenders known to be favorable for credit approvals.
- Opt-Out Cheat Sheet: Guide to opt out of credit solicitations and improve your credit profile.
- Dispute Letters & Templates Parts 1 & 2: Pre-written templates for disputing credit report inaccuracies.
- 24 Hour Hard Inquiry Removal Guide: Specific instructions for rapid inquiry removal.
- Credit Limit Increase CHEAT SHEET: Tips and tricks for increasing your credit limits.
This course aims to empower individuals with knowledge and tools to take control of their credit and use it to their advantage.
